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Smart Cover

Smart Cover Cashback

7%

Best Smart Cover cashback

7%

7% cashback on all policies

Take out a Smart Cover policy and get 7% back as cashback.

About Smart Cover

Smart Cover is one of the UK’s leading, award-winning providers of insurance for Appliances, Home Emergency, Gadgets, and Motor Breakdown—trusted by thousands of customers across the country.

Known for its commitment to value and reliability, Smart Cover offers affordable protection across a wide range of everyday essentials. From household appliances to tech gadgets, the brand is dedicated to helping customers keep what matters most safe—without the high costs. With low excess, competitive premiums, and a quick, hassle-free claims process, Smart Cover stands out for delivering peace of mind through real savings.

Smart Cover’s success comes down to one thing: trust. As a respected name in the insurance space, it puts customers first by offering flexible, accessible cover tailored to modern lifestyles. Whether it’s a broken boiler, damaged phone, or unexpected emergency, Smart Cover’s expert support and personal service mean customers are never left in the lurch.

The mission is simple: To deliver expert care and meaningful value by offering insurance products that meet the needs of today’s households—protecting not just possessions, but also the hard-earned money spent on them.

Get the most out of Smart Cover cashback

Here are some important tips to help you receive cashback successfully.

What qualifies for cashback

  • Click through and complete your purchase in one go.
  • Make sure your browser allows tracking.
  • Cashback usually doesn’t include national sales taxes like VAT, state sales taxes, or delivery.
  • Shop online — completely online.
  • Expect “pending” status within 30 days.
  • Cashback rates can change.
  • Some cashback tracks at a temporary rate.
  • Lowest rate applies to mixed baskets.
  • We’ll do our best to keep info current.
  • Have questions? Come to us, not the store.
  • Retailers have the final say.

What doesn't qualify for cashback

  • Don’t use voucher codes or extra discounts from outside our site.
  • Don’t use private browsing or incognito mode.
  • Don’t use ad blockers or cookie blockers.
  • Don’t pay with gift cards or store credit.
  • Don’t buy gift cards or vouchers expecting cashback.
  • Don’t mix cashback with other promotions.
  • Don’t start your purchase journey elsewhere.
  • Don’t resell.
  • Don’t buy excluded items.

Pro Tip

Your cashback should show as pending in your account within 30 days. Have questions? Come to us, not the store – cashback is issued by us, once paid by the retailer.

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Combine with discount & voucher codes

3 offers available

Boiler Cover From £8.49

ACTIVE

Protect your home with reliable boiler cover from Smart Cover starting at just £8.49 a month.

Boiler BreakdownBasic From £8.39

ACTIVE

Get peace of mind with Smart Cover's Boiler Breakdown Basic plan starting at just £8.39 a month.

Home Emergency Cover From £9.49

ACTIVE

Protect your home with Smart Cover's emergency cover starting at just £9.49, ensuring peace of mind when you need it most.

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